learn about our history
Personal Service with Integrity
A Commitment to Community and Service
At Griffith E. Harris Insurance Services, we are knowledgeable industry veterans, with over 10 years of experience each.
Our team of licensed insurance agents is comprised of knowledgeable industry veterans, most with over 10 years of experience.
Our agents and client managers are focused on building a relationship with you. We strive to deliver prompt, courteous and responsive service every time.
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As the founder of our company Griffith E. Harris, Sr. established a philosophy of “Personal Service With Integrity” that endures to this day.
Griff Sr. was born in 1921 and grew up in Cos Cob, eventually serving Greenwich as its First Selectman. Like his father, Samuel Harris, Griff Sr. was an integral part of the Greenwich community. Even as a young man, he won awards and recognition for his community service. After his graduation from Greenwich High School, Griff Sr. served in the military during WWII, and met his future wife while stationed abroad in England. The young couple married and returned to Greenwich to start their family.
Following again in his father’s footsteps, Griff Sr. chose a career in insurance. At the age of 25, he founded Griffith E. Harris Insurance in 1946 in Cob Cob.
The Harris family has served the Greenwich Community for over 65 years. Throughout his life, Griff Sr. remained active with many local charities, including The Lions Club, The Elks Club, and The Mary Fund. He also served as President of the “100 Club” of Connecticut, an organization that benefits the families of fallen State Troopers.
Griff Sr. again served the town as First Selectman, for three terms from 1956-62. In this role, he led efforts in many significant projects, including Senior Housing, Cos Cob Marina, and our Public Golf Course—now named “The Griffith E. Harris Golf Course,” affectionately referred to as “The Griff.”
Griffith E. Harris Insurance is a family-owned and operated, full service insurance agency serving the Greenwich community for over sixty years. Founded in 1946 by Griffith E. Harris, Sr., a man committed to serving his community and who established a philosophy “Personal Service with Integrity” that endures today.
Our current President, Griffith E. Harris, Jr. continues in the tradition of offering exceptional service and unparalleled expertise. Whether you are seeking insurance for your primary residence, vacation home, automobiles, boats or business, our customized insurance programs will offer you the best protection for your assets.
Our team of licensed insurance agents is comprised of knowledgeable industry veterans, most with over 10 years of experience.
Our team of licensed insurance agents is comprised of knowledgeable industry veterans, most with over 10 years of experience. Our agents and client managers are focused on building a relationship with you. We strive to deliver prompt, courteous and responsive service every time.
Founded in 1946 by Griffith E. Harris, Sr., a man committed to serving his community and who established a philosophy “Personal Service with Integrity” that endures today.
Local Independent insurance agents provide a much higher level of customer service than working directly with an Insurance Carrier. You can visit with us in our office or in some cases we come to you. Another huge advantage of working with an independent insurance agent is we don’t just offer you coverage from one carrier, we have dozens of carriers we work with. This allows us to compare rates and coverage with other carriers to find the best fit for you. And with that, we will “shop” your coverage on renewal. When working directly with an Insurance Carriers, there is only one price.
Collision car insurance covers damage caused to your vehicle if you are involved in an accident with another vehicle, object, or if your car rolls over. This type of insurance pays for repairs to your car, regardless of who was at fault for the accident.
Comprehensive car insurance, on the other hand, provides coverage for damage to your vehicle that is not caused by a collision. This includes damage caused by weather events such as hail, fire, theft, vandalism, or hitting an animal.
Your driving record, age, gender, location, type of vehicle you drive, as well as your credit score all affect your car insurance rate.
Replacement cost refers to the cost of replacing damaged, lost, or stolen property with a brand new item of similar quality and kind. In other words, if your covered item is damaged, the insurance company will pay you the amount it takes to replace it with a new item of the same type and quality.
Cash value, on the other hand, is the estimated value of the property at the time it was damaged, lost, or stolen. This value takes into account depreciation and wear and tear. Essentially, cash value is the amount you would receive if you were to sell your property in its current condition.
If you live in an area that is prone to flooding or has a high risk of flood damage, it is highly recommended to purchase flood insurance. Homeowners insurance policies typically do not provide coverage for flood damage, so a separate flood insurance policy may be needed to cover any losses due to floods.
One simple way to calculate this, is a simple rule of thumb that says you should have ten times your annual income. Another more complex way would be to consider how much your income contributes to your family, then add up all your debts and living expenses. Next consider what would be needed to allow your family to live the same if not similar standard of living if you were gone. By writing down all these figures you can fairly easily see what level of coverage you would need or would desire for your family.
The types of business insurance you need depend on the nature and size of your business, as well as the risks it faces. Some of the more common types of insurance to consider for your business are: General Liability, Property (if you own the building), Professional Liability, Workers’ Compensation, & Cyber Liability.
Yes there are, these types of policies are called Business Owner’s Policies (BOP). They are tailored for specific industries risks and needs. A couple examples would be Retail Store Insurance. This “BOP” would include among other policies, a component to deal with theft of merchandise. While a “BOP” for a Medical Practices would include malpractice insurance. BOP’s often carry discounts as not only are you covering for only your specific risks but they inherently are a bundle of insurance products.
We strive to deliver prompt, courteous and responsive service every time. This is a basic principle in every situation and a cause for success. Contact us today for a free consultation.
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